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Wells Fargo Fake Accounts Scandal Settlement

vs. Wells Fargo & Company

Wells Fargo agreed to pay $3.7 billion in fines and restitution after employees created millions of unauthorized bank accounts, credit cards, and other financial products in customers' names.

Filing Deadline
November 30, 2026
254 days remaining
Estimated Payout
$50 — $100,000
$3.7B total fund
Proof Required
No
Easy to file

Who's Eligible?

Wells Fargo customers who had unauthorized accounts, credit cards, debit cards, or other products opened in their name without consent.

  • Wells Fargo checking/savings customers between 2011-2022
  • Customers who were charged fees on unauthorized accounts
  • Customers whose credit was impacted by unauthorized hard inquiries
  • Auto loan and mortgage customers who were overcharged or wrongfully foreclosed

Settlement Details

The Wells Fargo account fraud scandal involved bank employees opening millions of unauthorized accounts to meet aggressive sales targets. Customers were charged fees, had their credit scores damaged, and in some cases lost their homes or vehicles due to unauthorized financial products.

The CFPB ordered $2 billion in customer redress plus $1.7 billion in civil penalties. Affected customers may receive automatic restitution or can file claims.

Case Information

Case Number3:15-cv-02159-VC
CourtU.S. District Court, Northern District of California
Settlement AdministratorEpiq Class Action & Claims Solutions
Statusopen

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