Open Class Action Settlements
Browse 227 open settlements with deadline countdowns and payout estimates. Always free. 61 expiring soon 175 need no receipt
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Natera - Prenatal Screening
Natera - Prenatal Screening
Atrium Health Urology
Atrium Health Urology
Des Moines Orthopaedic Surgeons - Data Breach
Des Moines Orthopaedic Surgeons -
Anthropic - Book Copyrights
Anthropic - Book Copyrights
American Addiction Centers - Data Breach
American Addiction Centers -
RINA Accountants & Advisors - Data Breach
RINA Accountants & Advisors -
Wells Fargo - CARES Act Forbearance (California)
Wells Fargo - CARES
Sunflower Medical Group - Data Breach
Sunflower Medical Group -
Natera - Prenatal Screening
Natera - Prenatal Screening
You may be included in this settlement if you paid out of pocket for a Natera noninvasive prenatal screening test between February 17, 2016 and August 7, 2025.
Atrium Health Urology
Atrium Health Urology
This settlement covers those who received treatment from Atrium Health Urology between April 1, 2021 and Sept. 22, 2022 and were notified that it was advisable for them to be tested to determine if they were suffering from a new infection due to treatment.
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American Addiction Centers - Data Breach
American Addiction Centers -
If your personal information was potentially exposed in a September 2024 American Addiction Centers data breach, you may be included in this settlement.
Des Moines Orthopaedic Surgeons - Data Breach
Des Moines Orthopaedic Surgeons -
You may be included in this settlement if your personal information was potentially exposed in a February 2023 Des Moines Orthopaedic Surgeons data breach.
RINA Accountants & Advisors - Data Breach
RINA Accountants & Advisors -
You may be covered by this settlement if your personal information was part of a February 2022 RINA Accountants & Advisors data breach.
Wells Fargo - CARES Act Forbearance (California)
Wells Fargo - CARES
You may be included in this settlement if you had a mortgage on a property in California and received a CARES Act forbearance on or after March 27, 2020.
Delphinus Engineering - Data Breach
Delphinus Engineering -
You may be able to claim a piece of this settlement if your personal information was potentially compromised due to an October 2023 Delphinus Engineering data breach.
Sunflower Medical Group - Data Breach
Sunflower Medical Group -
You may be included in this settlement if your private information was potentially compromised in the December 2024 Sunflower Medical Group data breach.
Northwestern University - COVID Tuition
Northwestern University - COVID
You may be able to claim a piece of this settlement if you paid tuition to Northwestern University for the Spring, Summer or Fall 2020 quarters.
NextGen Healthcare - Data Breach
NextGen Healthcare -
You may be included in this settlement if your private information was impacted by a NextGen Healthcare data breach announced on April 28, 2023.
USAA - Late Fees (Maryland)
USAA - Late Fees
You may be included in this settlement if USAA refunded you late fees without interest or gains in connection with a Maryland insurance policy prior to 2020.
EasyWorkforce - Biometric Privacy (Illinois)
EasyWorkforce - Biometric
If you used a WorkEasy, EasyClocking, EasyWorkforce, or TimeLogix fingerprint time clock in Illinois between June 24, 2016 and August 15, 2023, you may be included in this settlement.
Eigen Labs - Job Postings (Washington)
Eigen Labs - Job
You may be included in this settlement if you applied for at least one job opening with Eigen Labs in Washington between January 1, 2023 and July 26, 2025.
Community First Medical Center - Data Breach
Community First Medical Center -
This settlement covers those who were affected by the July 2023 Community First Medical Center data breach.
ALN Medical Management - Data Breach
ALN Medical Management -
You may be included in this settlement if ALN Medical Management sent you a notice stating that your personal information may have been exposed in a March 2024 data breach.
NGL Settlement
NGL
Did you pay for unauthorized charges by NGL Labs? Apply for a refund. — NGL Labs and its co-founders agreed to pay $4
Inova - Data Privacy
Inova - Data
You may be included in this settlement if you visited an Inova website between April 29, 2022 and April 29, 2024 and had an Inova MyChart account.
DataMaxx Applied Technologies - Data Breach
DataMaxx Applied Technologies -
You may be included in this settlement if your private information was compromised in the December 2023 DataMaxx data breach.
California Northstate University - Data Breach
California Northstate University -
You may be included in this settlement if your personal information was potentially accessible as a result of the February 2023 California Northstate University data breach.
Capital Health - Data Breach
Capital Health -
If your private information was impacted in the November 2023 Capital Health Systems data breach, you may be covered by this settlement.
Tempel Steel Company - Data Breach
Tempel Steel Company -
You may be included in this settlement if your personal information was exposed in the February 2025 Tempel Steel Company data breach.
Southeast Series of Lockton Companies - Data Breach
Southeast Series of Lockton Companies -
You may be included in this settlement if your personal information was potentially compromised in a November 2024 Southeast Series of Lockton Companies data breach.
G.Skill DDR Memory Products
G.Skill DDR Memory Products
This settlement covers those who bought one or more G.Skill DDR-4 or DDR-5 DRAM (non-laptop) memory products with rated speeds over 2133 MHz or 4800 MHz, respectively, between January 31, 2018 and January 7, 2026.
Star214, Statebridge - Interest Fees
Star214, Statebridge - Interest
You may be included in this settlement if you were an obligor of a junior-lien mortgage loan secured by a primary residence and actively serviced by Statebridge.
Pinehurst Radiology Associates - Data Breach
Pinehurst Radiology Associates -
You may be covered by this settlement if your personal information was compromised in the January 2025 Pinehurst Radiology Associates data breach.
Morton Community Bank - Overdraft Fees (Illinois)
Morton Community Bank -
You may be included in this settlement if you are an Illinois resident who had a personal checking account with Morton Community Bank and were charged certain overdraft or non-sufficient fund fees.
Toyota of North Miami - Unwanted Texts
Toyota of North Miami
You may be included in this settlement if you opted out of receiving texts from Toyota of North Miami but continued to receive messages between March 10, 2021 and September 20, 2025.
Pacific Life Insurance (California)
Pacific Life Insurance (California)
You may be included in this settlement if you paid for a Pacific Discovery Xelerator indexed universal life insurance policy in California.
Panda Restaurant Group - Data Breach
Panda Restaurant Group -
You may be covered by this settlement if your information was impacted by the March 2023 Panda Restaurant Group data breach.
Catholic Health System - Data Privacy
Catholic Health System - Data
You may be included in this settlement if you are a current or former patient of Catholic Health System who logged into CHS's patient portal or sought or received treatment between January 1, 2020 and December 11, 2025.
Goldco Direct - Unwanted Texts
Goldco Direct - Unwanted
You may be included in this settlement if you received more than one text message from Goldco while on the National Do-Not-Call Registry and after opting out of receiving said texts.
Universal Lenders - Data Breach
Universal Lenders -
You may be covered by this settlement if you were sent notice that your personal information was affected by the Universal Lenders data breach discovered in November 2024.
Gen Digital - Unwanted Calls
Gen Digital - Unwanted
If you received an artificial or prerecorded voice call on your cellular telephone from Gen Digital Inc. between February 19, 2021 and October 30, 2025, you may be included in this settlement.
HopSkipDrive - Data Breach
HopSkipDrive -
You may be included in this settlement if your personal information was exposed in a data breach incident involving HopSkipDrive that took place between May 31, 2023 and June 10, 2023.
Murfreesboro Medical Clinic – Data Breach
Murfreesboro Medical Clinic –
This settlement covers those whose private information may have been compromised as a result of the breach that Murfreesboro Medical Clinic discovered in or about April 2023 and to whom the company sent a notice.
NRS Pay - Unwanted Calls
NRS Pay - Unwanted
You may be included in this settlement if you received a "ringless voicemail" to your cell phone from or on behalf of NRS Pay after January 8, 2020.
Varsity Brands - Data Breach
Varsity Brands -
You may be able to claim a piece of this settlement if your personal information was exposed in the May 2024 Varsity Brands data breach.
Disability Rights Wisconsin - Data Breach
Disability Rights Wisconsin -
This settlement covers those who were affected by the October 2023 Disability Rights Wisconsin data breach.
Gryphon Healthcare - Data Breach
Gryphon Healthcare -
You may be included in this settlement if your personal information was exposed in the July 2024 Gryphon Healthcare data breach.
Garnet Health - Data Privacy
Garnet Health - Data
You may be included in this settlement if you were a Garnet Health patient and had a MyChart account between May 7, 2020 and August 10, 2023.
GameSpot - Data Privacy (California)
GameSpot - Data
If you accessed GameSpot's website in California between January 5, 2023 and December 16, 2025, you may be included in this settlement.
Carespring Health Care - Data Breach
Carespring Health Care -
If you received a notice from Carespring Health Care Management stating that your personal information was potentially impacted in the October 2023 data breach, you may be included in this settlement.
Papa John’s - Biometric Privacy (Illinois)
Papa John’s - Biometric
If you worked at a franchisee-owned Papa John's restaurant in Illinois between December 3, 2015 and December 17, 2025 and used the FOCUS system's finger scanner, you may be able to claim a piece of this settlement.
Northwell Health - Data Privacy
Northwell Health - Data
This settlement covers Northwell patients who logged into Northwell’s FollowMyHealth patient portal or booked an appointment on Northwell's website between January 1, 2020 and December 31, 2023 or who were Northwell patients between January 1, 2020 and July 25, 2024.
Seven Counties Services - Data Breach
Seven Counties Services -
You may be included in this settlement if your personal information was exposed in a Seven Counties Services data breach, which occurred between July 19, 2024 and August 12, 2024.
Bayhealth Medical Center - Data Breach
Bayhealth Medical Center -
You may be able to claim a piece of this settlement if your personal information was potentially compromised in the data breach Bayhealth Medical Center discovered in July 2024.
Highline School District No. 401 - Data Breach
Highline School District No. 401 -
You may be included in this settlement if your personal information was potentially impacted in the September 2024 Highline School District No. 401 data breach.
RevitaLash Serum
RevitaLash Serum
You may be included in this settlement if you bought RevitaLash lash or brow serums between January 1, 2017 and December 29, 2025.
Avanquest Software - Subscription Fees
Avanquest Software - Subscription
You may be covered by this settlement if you were enrolled in a subscription for an Avanquest Software product and charged a subscription fee between November 16, 2019 and August 31, 2025.
Western Electrical Contractors Association - Data Breach
Western Electrical Contractors Association -
You may be included in this settlement if Western Electrical Contractors Association notified you that your personal information was involved in the January 2024 data breach.
Tri Counties Bank - Data Breach
Tri Counties Bank -
If your private information was potentially compromised in a data breach that took place at Tri Counties Bank in February 2023, you may be covered by this settlement.
Premium Mortgage Corporation - Data Breach
Premium Mortgage Corporation -
You may be included in this settlement if your personal information was compromised in an August 2023 data breach affecting Premium Mortgage Corporation.
American National Bank & Trust - Data Breach
American National Bank & Trust -
You may be covered by this settlement if you received notice that your information may have been exposed in the January 2025 American National Bank & Trust data breach.
Choose Your Horizon - Data Privacy (California)
Choose Your Horizon - Data
You may be included in this settlement if you are a California resident who may have had their personally identifiable information or protected health information disclosed to third parties by Choose Your Horizon between May 9, 2023 and July 11, 2024 as a result of using the company's website.
Pediatric Home Service - Data Breach
Pediatric Home Service -
You may be included in this settlement if your private information was compromised in the November 2024 Pediatric Home Service data breach.
NWRPC - Data Breach
NWRPC -
You may be able to claim a piece of this settlement if you were affected by the August 2024 NWRPC data breach.
Leo’s Motel (California)
Leo’s Motel (California)
You may be included in this settlement if you stayed at the Leo's Motel for 21 to 30 consecutive days between March 28, 2019 and October 29, 2025.
Cumming Management Group - Job Postings (Washington)
Cumming Management Group -
You may be covered by this settlement if you applied to a job opening in Washington with Cumming Management Group between January 1, 2023 and January 28, 2026.
PharMerica - Data Breach
PharMerica -
You may be covered by this settlement if you received notice stating that your personal information was exposed in the March 2023 PharMerica data breach.
Granite Wellness Centers - Data Breach
Granite Wellness Centers -
If you were a Granite Wellness Centers patient who was impacted by the January 2021 data breach, you may be covered by this settlement.
Ward Transport & Logistics - Data Breach
Ward Transport & Logistics -
You may be included in this settlement if your personal information was exposed in a March 2024 Ward Transport & Logistics data breach.
Sutter Health - Data Privacy (California)
Sutter Health - Data
You may be included in this settlement if you were a California resident and logged into your Sutter Health MyHealthOnline portal account between June 10, 2015 and March 20, 2020.
Cambridge Health - Retirement Plans
Cambridge Health - Retirement
This settlement covers those who were participants in or beneficiaries of the Cambridge Health Alliance Partnership Plan at any time between December 29, 2017 and February 13, 2026.
AAA - Underinsured Motorist Coverage
AAA - Underinsured Motorist
You may be included in this settlement if you had an underinsured motorist claim reduced or “offset” by the amount paid by the at-fault driver in an accident between January 1, 2010 through May 4, 2022 or purchased a New Mexico automobile insurance policy containing UM/UIM motorist coverage between January 1, 2010 through May 4 , 2022.
McLaren Health Care Corporation - Data Breaches
McLaren Health Care Corporation -
If your private information was compromised as a result of data breaches at McLaren Health Care Corp. in 2023 or 2024, you may be included in this settlement.
Facebook Biometric Privacy Settlement
Meta Platforms (Facebook)
Facebook agreed to pay $650 million to settle claims it violated Illinois biometric privacy law by using facial recognition technology on photos without user consent.
Snapchat Biometric Data Settlement
Snap Inc.
Snap Inc. agreed to pay $35 million to settle claims that Snapchat's photo filters collected facial geometry data from Illinois users without proper consent under BIPA.
Constar Financial Services - Data Breach
Constar Financial Services -
If your private information was compromised in the September 2024 Constar Financial Services/Empereon Marketing data breach, you may be covered by this settlement.
Werner Enterprises - Truck Drivers
Werner Enterprises - Truck
You may be included in this settlement if you worked for Werner Enterprises as a qualified driver between June 4, 2010 and July 14, 2023.
PHH Mortgage - Default Notices
PHH Mortgage - Default
This settlement covers PHH residential mortgage borrowers who were sent default notices on or after January 14, 2021.
Outcomes One - Data Breach
Outcomes One -
If your private information was impacted in the July 2025 Outcomes One data breach, you may be able to claim a piece of this settlement.
Signature Performance - Data Breach
Signature Performance -
If your personal information was potentially exposed in a January 2024 data breach involving Signature Performance, you may be able to claim a piece of this settlement.
Walgreens Pharmacy Services
Walgreens Pharmacy Services
This settlement covers Walgreens employees who were terminated between April 6, 2018 and April 6, 2021 who did not abandon or walk off their job; and who received their final paycheck six or more days after their termination date.
Cornerstone Specialty Hospitals - Data Breach
Cornerstone Specialty Hospitals -
If you were notified by Cornerstone Specialty Hospitals of a data incident that occurred in December 2023, you may be covered by this settlement.
Brodart - Data Breach
Brodart -
You may be included in this settlement if your personal information was compromised in the data breach Brodart discovered in October 2023.
Google Play Store Subscriptions
Google Play Store Subscriptions
You may be included in this settlement if you paid for at least one renewal term of a Google subscription sold through the Google Play store between May 30, 2014 and October 27, 2019.
Sirius XM Radio - Unwanted Calls
Sirius XM Radio -
You may be included in this settlement if you received more than one unwanted call from or on behalf of Sirius XM within a 12-month period between April 27, 2019 and October 31, 2025.
Eureka Casino Hotel - Data Breach
Eureka Casino Hotel -
You may be included in this settlement if your private information was impacted by a November 2022 Eureka Casino Hotel data breach.
Saratoga Harness Racing - Data Breach
Saratoga Harness Racing -
If your private information was compromised in the November 2024 Saratoga Harness Racing data breach, you may be included in this settlement.
Box - Employee Wages
Box -
This settlement covers current and former non-exempt Box employees who worked for the company between April 1, 2019 and May 15, 2025 in NY or NJ, April 1, 2021 to May 15, 2025 in CA, or from April 1, 2022 to May 15, 2025 anywhere else in the US.
Storr Office Environments - Data Breach
Storr Office Environments -
If your personal information was potentially compromised in a data breach discovered by Storr Office Environments in May 2024, you may be included in this settlement.
Golden Sunrise Settlement
Golden Sunrise
FTC sends payments to Golden Sunrise customers
Nova Recovery - Data Breach
Nova Recovery -
You may be covered by this settlement if your private information was accessed as a result of the May 2025 Nova Recovery data breach.
Sealy Bedding Products - Thread Count
Sealy Bedding Products -
You may be included in this settlement if you bought one or more bedding products with the Sealy name that had a listed thread count of 1250 on the packaging.
Grubhub - Delivery Fees (California)
Grubhub - Delivery Fees
If you made a food delivery order and paid for food through the Grubhub or Seamless app or website between January 24, 2019 and January 12, 2026 to a California address, you may be able to claim a piece of this settlement.
Apex Global Solutions - Data Breach
Apex Global Solutions -
If your private information was impacted in the data breach involving Apex Global Solutions in June 2024, you may be included in this settlement.
STS Aviation Group - Data Breach
STS Aviation Group -
You may be covered by this settlement if your private information was exposed in the November 2023 STS Aviation Group data breach.
Equifax Data Breach Settlement (Extended)
Equifax Inc.
Extended filing window for the $425 million Equifax settlement over the 2017 data breach that exposed personal data of 147 million Americans including Social Security numbers.
Joint Juice Glucosamine Supplements
Joint Juice Glucosamine Supplements
You may be able to claim a piece of this settlement if you bought any Joint Juice during various timeframes between 2009 and 2022. Time periods for affected states are listed on the settlement website.
Westlake Financial Services - Fees
Westlake Financial Services -
You may be included in this settlement if you were charged a fee for making a payment on a Westlake Services account through ACI payments between June 20, 2022 and August 18, 2025.
Kittles Home Furnishings - Data Breach
Kittles Home Furnishings -
You may be able to claim a piece of this settlement if your personal information was accessed without authorization in a February 2023 Kittles Home Furnishings data breach.
Long Island Plastic Surgical Group - Data Breach
Long Island Plastic Surgical Group -
You may be included in this settlement if your personal information was potentially exposed in the January 2024 Long Island Plastic Surgical Group data breach.
Norton Healthcare - Data Breach
Norton Healthcare -
You may be included in this settlement if you were notified that your personal information may have been exposed in the May 2023 Norton Healthcare data breach.
American Express - Antitrust
American Express -
If you used your Visa or Mastercard debit card or Visa, Mastercard, or Discover non-rewards credit card to make a purchase between 2015 and 2022, you may be affected by this settlement.
LA Times - Data Privacy (California)
LA Times - Data
You may be included in this settlement if you accessed LA Times online via its website or app in California between January 31, 2023 and December 19, 2025.
St. Andrew’s Resources for Seniors System - Data Breach
St. Andrew’s Resources for
This settlement covers individuals whose personal information was exposed in the February 2024 St. Andrew’s Resources for Seniors System data breach.
Hartford Insurance - Underinsured Motorist Insurance (New Mexico)
Hartford Insurance - Underinsured
If you were a New Mexico policyholder or had underinsured motorist coverage with Property and Casualty Insurance Company of Hartford or Hartford Insurance Company of the Midwest, you may be covered by this settlement.
Infiniti of Clarendon Hills - Unwanted Texts
Infiniti of Clarendon Hills
You may be included in this settlement if you received at least one text message or call from Infiniti of Clarendon Hills, an auto dealer in Illinois, when your number was listed on the National Do Not Call Registry.
Christian Dior - Data Breach
Christian Dior -
You may be covered by this settlement if you were notified that your personal information may have been accessed in the January 2025 Christian Dior data breach.
Clackamas County - Property Foreclosures (Oregon)
Clackamas County - Property
You may be included in this settlement if you owned a property that was foreclosed on and sold or retained by Clackamas County for the non-payment of property taxes.
Akeela - Data Breach
Akeela -
You may be covered by this settlement if your private information was compromised in the June 2023 Akeela data breach.
M&R Printing Equipment - Data Breach
M&R Printing Equipment -
You may be covered by this settlement if your private information was compromised in the June 2024 M&R Printing Equipment data breach.
Capital One Financial Corporation Associate Savings Plan
Capital One Financial Corporation
If you were a participant or beneficiary of the Capital One Financial Corporation Associate Savings Plan between November 11, 2018 and January 13, 2026, you may be included in this settlement.
Lee Enterprises - Data Breach
Lee Enterprises -
You may be included in this settlement if your private information was compromised in the February 2025 Lee Enterprises data breach.
General Physician, P.C. - Data Breach
General Physician, P.C. -
You may be included in this settlement if your private information may have been impacted in a data breach that General Physician, P.C. experienced between April 6, 2024 and June 12, 2024.
Rebound Orthopedics & Neurosurgery - Data Breach
Rebound Orthopedics & Neurosurgery -
If your personal information was potentially compromised in the February 2024 Rebound Orthopedics & Neurosurgery data breach, you may be covered by this settlement.
Proliance Surgeons - Data Breach
Proliance Surgeons -
You may be included in this settlement if your private information was compromised in the February 2023 Proliance Surgeons data breach.
ADT Security Camera Spying Settlement
ADT Inc.
ADT agreed to pay $17 million to settle claims after a technician was caught spying on customers through their home security cameras over 4 years.
Mason Construction - Data Breach
Mason Construction -
You may be able to claim a piece of this settlement if your private information was implicated in the January 2024 Mason Construction data breach.
Essen Medical - Data Breach
Essen Medical -
You may be included in this settlement if you received notice stating that your personal information may have been compromised in the March 2023 Essen Medical data breach.
Balance Autism - Data Breach
Balance Autism -
You may be included in this settlement if your personal data was potentially compromised in the March 2025 Balance Autism data breach.
NCAA - Volunteer Coach
NCAA - Volunteer Coach
This settlement includes those who worked for an NCAA Division I sports program other than baseball as a volunteer coach between March 17, 2019 and June 30, 2023.
Tangoe US - Data Breach
Tangoe US -
You may be covered by this settlement if your private information was compromised in the November 2022 Tangoe US data breach.
Cadence Bank - MOVEit Data Breach
Cadence Bank - MOVEit
You may be covered by this settlement if you were notified that your personal information may have been exposed in the May 2023 MOVEit data breach that affected Cadence Bank.
Boostrix Vaccination (New York)
Boostrix Vaccination (New York)
You may be included in this settlement if you lived in New York and were vaccinated with Boostrix or received the vaccination in the state between May 20, 2016 and May 20, 2020 after viewing certain advertisements about the vaccine.
Centrelake Medical Group - Data Breach (California)
Centrelake Medical Group -
You may be included in this settlement if you were a Centrelake Medical Group patient with a California address and received a data breach notice in April 2019.
Tinder Age-Based Pricing Settlement
Match Group / Tinder
Tinder agreed to pay $60.5 million to settle claims it charged users over 29 higher subscription prices for Tinder Plus and Tinder Gold, constituting age discrimination.
Beef - Indirect Purchasers
Beef - Indirect Purchasers
You may be included in this settlement if you bought beef products between August 1, 2014 and December 31, 2019 to feed yourself, family or friends.
TikTok Biometric Privacy Settlement
TikTok Inc. (ByteDance)
TikTok agreed to pay $92 million to settle claims it collected biometric data including facial geometry and voiceprints from users without consent, violating Illinois BIPA.
Robinhood - Order Flow
Robinhood - Order Flow
This settlement covers Robinhood customers who placed certain qualifying trades between September 1, 2016 and September 1, 2018.
Nutramax - Cosequin (California)
Nutramax - Cosequin (California)
If you live in California and purchased certain dog Cosequin products between May 3, 2016 and May 6, 2022, you may be included in this settlement.
Amazon Prime - FTC Case
Amazon Prime - FTC
You may be able to claim a piece of this settlement if you were unintentionally enrolled into a Prime membership between June 23, 2019 and June 23, 2025.
Traeger Pellet Grills (California, Utah)
Traeger Pellet Grills (California
You may be included in this settlement if you bought wood pellets made by Traeger Pellet Grills in California or Utah after October 1, 2015.
Google Play Store Antitrust Settlement
Google LLC
Google agreed to pay $700 million to settle claims it monopolized the Android app market by forcing developers and consumers to use Google Play and its billing system, resulting in inflated app prices.
Sprouts Farmers Market - Receipts
Sprouts Farmers Market -
You may be included in this settlement if you used your personal credit or debit card at a Sprouts grocery store in the United States and had more than the last five digits of your card number printed on the receipt.
PHH - Mortgage Service Kickbacks
PHH - Mortgage Service
You may be included in this settlement if you obtained residential mortgage loans that originated or were acquired by PHH or its affiliates between January 1, 2007 and December 31, 2009 and purchased private mortgage insurance in connection with the loan.
Tinder Age Discrimination (California)
Tinder
You may be included in this settlement if you paid for Tinder Plus or Tinder Gold in California when you were over the age of 29 at any time between March 2, 2015 and February 10, 2019.
Samsung Top-Loading Washer Defect Settlement
Samsung Electronics America
Samsung agreed to settle claims that millions of top-loading washing machines had a defect causing the drum to detach during spin cycles, posing injury risks.
Wells Fargo Fake Accounts Scandal Settlement
Wells Fargo & Company
Wells Fargo agreed to pay $3.7 billion in fines and restitution after employees created millions of unauthorized bank accounts, credit cards, and other financial products in customers' names.
Experian Information Solutions, Inc.
Experian Information Solutions, Inc.
On January 7, 2025, the Bureau filed a lawsuit against Experian Information Solutions, Inc., one of the largest consumer reporting agencies in the country. Experian collects and organizes data on most adult Americans to generate consumer credit reports, which it sells to creditors and other businesses who are evaluating whether to offer consumers products, services, or opportunities such as credit lines, loans, jobs, and housing. To promote the accuracy and fairness of information in consumer credit reports, the federal Fair Credit Reporting Act (FCRA) gives consumers the right to dispute incomplete or inaccurate information in their credit file and requires consumer reporting agencies like Experian to forward such disputes to the company that originally provided the information (called the “furnisher”) for investigation. FCRA also requires consumer reporting agencies to reinvestigate such disputes and remove or correct any inaccurate, incomplete, or unverifiable information.
Early Warning Services, LLC; Bank of America, N.A.; JPMorgan Chase Bank, N.A.; Wells Fargo Bank, N.A
Early Warning Services, LLC; Bank of America, N.A.; JPMorgan Chase Bank, N.A.; Wells Fargo Bank, N.A
On December 20, 2024, the Bureau filed a lawsuit against Early Warning Services, LLC, Bank of America, N.A., JPMorgan Chase Bank, N.A., and Wells Fargo Bank, N.A. The Bureau alleged that the defendants violated the Consumer Financial Protection Act of 2010’s prohibition on unfair acts or practices, and that the banks violated the Electronic Fund Transfer Act and its implementing Regulation E.
Synapse Financial Technologies, Inc.
Synapse Financial Technologies, Inc.
On August 21, 2025, the Bureau commenced an adversary proceeding and filed a complaint and proposed stipulated final judgment and order against Synapse Financial Technologies, Inc., which the court entered on September 12, 2025. Synapse is a Delaware corporation with its principal place of business in Woodland Hills, California that provided proprietary technology and software that acted as a bridge between nonbank fintech platforms that offered banking services to consumers and traditional partnering banks. On April 22, 2024, Synapse filed for chapter 11 bankruptcy protection. The Bureau alleged that Synapse violated the Consumer Financial Protection Act of 2010 by failing to maintain adequate records of the location of consumers’ funds and failing to ensure those records matched the records maintained by its partnering banks, causing consumers to lose access to their funds. The partnering banks determined that the total funds they were holding for consumers was less than the total amount of consumer funds reflected in records Synapse provided to them, reflecting a shortfall of between $60 and $90 million. Consumers did not have any access to their funds for weeks or months as the partnering banks reconciled their records with Synapse’s records and then distributed funds to consumers, and many consumers have not received the full amount of their account balance. The stipulated final judgment provides for appropriate injunctive relief, including a prohibition on the sale of customer information, and a $1 civil money penalty, which enables the Bureau to access the civil penalty fund for purposes of redressing harmed consumers.
Performant Recovery, Inc.
Performant Recovery, Inc.
On December 9, 2024, the Bureau issued an order against Performant Recovery, Inc., to address its unlawful collection activities involving student-loan borrowers who were attempting to bring their student loans out of default. Student loan borrowers who have defaulted on Federal Family Education Loan Program loans have a one-time right to rehabilitate their loans and bring their loans back into good standing by entering into a rehabilitation agreement and making a series of reasonable and affordable payments. If a borrower enters into a loan-rehabilitation agreement within 65 days of defaulting on the loan, the borrower is also not required to pay collection costs associated with the default. From 2015 to 2020, Performant used its control over the rehabilitation process to delay borrowers’ loan rehabilitations so that collection costs would be added to their loans. If borrowers in default called Performant to rehabilitate their loans within 65 days from default, Performant’s agents were instructed to do whatever they could to delay the borrowers’ rehabilitation until after 65 days had passed, allowing for the imposition of collection costs on the borrowers. Through these practices, Performant generated fees for itself while causing individual borrowers to incur thousands of dollars in additional costs added to their loan obligations. This conduct constituted unfair and abusive acts or practices in violation of the Consumer Financial Protection Act of 2010 and unfair and unconscionable means to collect or attempt to collect debts in violation of the Fair Debt Collection Practices Act. The order requires Performant to stop servicing and collecting on any student loan debt and to pay a $700,000 civil money penalty.
Global Tel Link Corporation d/b/a ViaPath Technologies; Telmate, LLC d/b/a ViaPath Technologies; and TouchPay Holdings, LLC d/b/a GTL Financial Services
Global Tel Link Corporation d/b/a ViaPath Technologies; Telmate, LLC d/b/a ViaPath Technologies; and TouchPay Holdings, LLC d/b/a GTL Financial Services
On November 14, 2024, the Bureau issued an order against Global Tel Link Corporation, d/b/a ViaPath Technologies (“Global Tel Link”), and its subsidiaries Telmate, LLC, d/b/a ViaPath Technologies (“Telmate”), and TouchPay Holdings, LLC, d/b/a GTL Financial Services (“TouchPay”). Together with its subsidiaries, Global Tel Link is one of the country’s largest providers of money transfer services to justice-involved consumers. Many consumers who are incarcerated rely on these money transfer services to receive from their friends and family the funds they need to pay for items in correctional facilities’ commissaries, including basic necessities such as food, medicine, and clothing. The Bureau found that Global Tel Link and its subsidiaries engaged in unfair acts or practices in violation of the Consumer Financial Protection Act (CFPA) by blocking consumers’ accounts when a money transfer was charged-back, which prevented friends and family consumers from sending, and incarcerated consumers from receiving, funds via debit card or credit card transfer. To get an account unblocked, friends and family consumers had to pay the amount of the chargeback plus, in some circumstances, a fee, even though they had not filed the chargeback. The Bureau also found that Global Tel Link and its subsidiaries engaged in unfair acts or practices in violation of the CFPA when they failed to disclose to consumers complete fee schedules for money transfers, depriving consumers of information that would allow them to understand how the payment channel, payment method, or amount they deposit may impact the fee they are charged for the money-transfer transaction. In addition to money transfer services, Global Tel Link and Telmate also provide “Unified Accounts” to friends and family consumers to pay for online messaging, video visitation, and telephone services so they can communicate with people who are incarcerated. The Bureau found that Global Tel Link and Telmate engaged in abusive acts or
Navy Federal Credit Union
Navy Federal Credit Union
On November 7, 2024, the Bureau issued an order against Navy Federal Credit Union, headquartered in Vienna, Virginia. On July 1, 2025, pursuant to its authority under 12 U.S.C. § 5563(b)(3), the Bureau terminated the order and waived any alleged non-compliance therewith.
VyStar Credit Union
VyStar Credit Union
On October 31, 2024, the Bureau issued an order against VyStar Credit Union (VyStar), a Jacksonville, Florida based credit union with approximately 850,000 members with deposit accounts. VyStar membership is open to, among others, those living or working in the 49 contiguous counties of Central to North Florida, 29 Georgia counties, and past and present military members and their families. In May 2022, VyStar attempted to launch a new online and mobile banking platform with a new provider. The Bureau found that VyStar’s planning and implementation of the conversion violated the Consumer Financial Protection Act of 2010. The order required VyStar to come into compliance with the law, establish a governance committee to ensure proper management of projects involving consumer facing banking systems, ensure that all consumers owed redress have been paid, and pay a $1.5 million civil money penalty.
Apple Inc.
Apple Inc.
On October 23, 2024, the Bureau issued an order against Apple Inc. In December 2017 Apple and Goldman Sachs Bank USA (Goldman) entered an agreement to offer Apple Card, a credit card integrated with Apple software that offers both market-rate APRs and interest-free financing for qualifying Apple products. Goldman agreed to extend the credit offered through Apple Card and to investigate disputes submitted by consumers. Apple designed the consumer-facing interfaces that consumers used to manage Apple Card accounts on Apple devices, including the functions that allowed consumers to dispute Apple Card transactions, and developed the creative approach and design of Apple Card advertisements. The Bureau found that Apple violated the Consumer Financial Protection Act of 2010 by failing to send transaction disputes to Goldman and in relation to its enrollment practices for Apple Card Monthly Installments. The order required Apple to pay a $25 million civil money penalty and to come into compliance with the law.
Washington Nationals - Discount Tickets
Washington Nationals - Discount
You may be included in this settlement if you bought a Washington Nationals ticket in the 2023 or 2024 season and were not eligible for the “Millennial” or “Young Professional” discount due to being 40 or older.
NYC Taxi and Limousine Commission
NYC Taxi and Limousine
If you were a taxi or for-hire vehicle driver whose license was suspended by the NYC Taxi and Limousine Commission based on having been arrested on a criminal charge between June 28, 2003 and February 18, 2020, you may be included in this settlement.
Goldman Sachs Bank USA
Goldman Sachs Bank USA
On October 23, 2024, the Bureau issued an order against Goldman Sachs Bank USA (Goldman). In December 2017, Goldman and Apple Inc. entered an agreement to offer Apple Card, a credit card integrated with Apple software that offers both market-rate APRs and interest-free financing for qualifying Apple products. Goldman agreed to extend the credit offered through Apple Card and to investigate disputes submitted by consumers. Apple designed the consumer-facing interfaces that consumers used to manage Apple Card accounts on Apple devices and developed the creative approach and design of Apple Card advertisements. Despite warnings to Goldman’s board on August 16, 2019 that the Apple Card disputes system was “not fully ready” due to technological issues, Goldman and Apple introduced the Apple card four days later on August 20, 2019. The Bureau found that Goldman violated the Truth in Lending Act and Regulation Z by failing to send acknowledgement notices and resolution letters within the required periods; making adverse reports to consumer reporting agencies regarding amounts disputed in billing error notices prior to completing the requirements for billing error resolution; failing to conduct reasonable investigations for disputes that qualified as billing error notices; and holding consumers liable for amounts at issue in claims of unauthorized use before conducting a reasonable investigation. The Bureau also found that Goldman violated the Consumer Financial Protection Act of 2010 by engaging in unfair acts or practices through its delay in resolving transaction disputes. Separately, in December 2019, Goldman and Apple introduced Apple Card Monthly Installments (ACMI), which allowed Apple Card users to finance the purchase of certain Apple devices directly from Apple through the payment of interest-free monthly installments. The Bureau found that Goldman engaged in deceptive acts or practices by misleading consumers to expect that purchases of Apple devices would automa
Huuuge Casino - Mobile Games
Huuuge Casino - Mobile
If you made a purchase through Huuuge Casino or Billionaire Casino on or before January 23, 2025, you may be covered by this settlement.
Domestic Flight Antitrust
Domestic Flight
This settlement covers those who bought domestic airline tickets from Delta, Southwest, United, Continental, or US Airways between July 1, 2011 and December 2017 and between July 1, 2011 and June 14, 2018 from American Airlines.
Branford Manor
Branford Manor
You may be included in this settlement if you were listed on the rental forms at Branford Manor at some point between November 23, 2019 and November 22, 2022.
Boohoo - Advertised Sales
Boohoo - Advertised Sales
You may be included in this settlement if you bought products from Boohoo, BoohooMAN, PrettyLittleThing or Nasty Gal outside of California between April 1, 2016 and June 17, 2022.
Theranos Blood Testing Services
Theranos Blood Testing Services
If you paid for Theranos blood testing services out-of-pocket, through health insurance, or through any other source between November 2013 and June 2016, you may be included in this settlement.
Climb Credit, Inc.; Climb Investco, LLC; Climb GS Loan Fund 2018-1, LLC; 1/0 Holdco LLC; and 1/0 Capital LLC
Climb Credit, Inc.; Climb Investco, LLC; Climb GS Loan Fund 2018-1, LLC; 1/0 Holdco LLC; and 1/0 Capital LLC
On October 17, 2024, the Bureau filed a lawsuit against Climb Credit, Inc.; its wholly owned subsidiary Climb Investco, LLC; its wholly owned sub-subsidiary Climb GS Loan Fund 2018-1, LLC; and the originators, initial owners, and initial operators of these entities, 1/0 Holdco LLC and 1/0 Capital LLC. 1/0 Holdco LLC and 1/0 Capital LLC are headquartered in New York and Climb Credit, Inc. was headquartered in New York during most of the time period relevant to this suit and continues to conduct a significant amount of its operations there. The Bureau alleged these entities (the Climb Enterprise) worked together in online student lending for short-term vocational programs at schools with whom Climb Credit, Inc. has partnered.
Fairway Independent Mortgage Corporation
Fairway Independent Mortgage Corporation
On October 15, 2024, the Bureau, together with the United States Department of Justice (DOJ), filed a complaint and proposed consent order to resolve their allegations against Fairway Independent Mortgage Corporation (Fairway). Fairway is incorporated in Texas and headquartered in Madison, Wisconsin. Fairway acquired mortgage company, MortgageBanc, in 2009, and since 2009, Fairway has operated in the Birmingham-Hoover, AL Metropolitan Statistical Area (Birmingham MSA) under the trade name MortgageBanc. The Bureau’s and DOJ’s joint complaint alleged that Fairway engaged in unlawful discrimination against applicants and prospective applicants, including by redlining majority-Black and high-Black areas in the Birmingham MSA and engaging in acts and practices directed at applicants and prospective applicants that would discourage a reasonable person from making or pursuing an application for credit on the basis of race or color in violation of the Equal Credit Opportunity Act, Regulation B, and the Consumer Financial Protection Act of 2010. DOJ also alleged that Fairway’s conduct violated the Fair Housing Act. On December 3, 2024, the court entered the consent order which requires Fairway to invest $7 million in a loan subsidy program under which Fairway must offer home purchase, refinance, and home improvement loans on a more affordable basis than otherwise available for certain residential properties located in majority-Black neighborhoods in the Birmingham MSA. Fairway must also open or acquire a new loan production office or full-service retail office in a majority-Black neighborhood in the Birmingham MSA. Fairway must also spend at least $500,000 on advertising and outreach, at least $250,000 on consumer education, at least $250,000 on partnerships with one or more community-based or governmental organizations, and take other remedial steps, to serve the credit needs of majority-Black neighborhoods in the Birmingham MSA. Fairway must also pay a civil money penalty
Lincoln University - COVID Tuition
Lincoln University - COVID
If you were a student enrolled at Lincoln University for the Spring 2020 semester, did not withdraw by March 12, 2020 and were not fully refunded for tuition or fees, you may be included in this settlement.
Ejudicate, Inc., d/b/a Brief
Ejudicate, Inc., d/b/a Brief
On October 10, 2024, the Bureau issued an order against Ejudicate, Inc., d/b/a Brief, a company based in Los Angeles, California. Ejudicate is a private arbitration company that offers an online dispute resolution platform. In April 2022, Ejudicate commenced arbitration proceedings against consumers who had not agreed to be subjected to Ejudicate’s authority. These arbitration proceedings related to consumers’ alleged default on income share loans that had been extended by Prehired, LLC (Prehired), which operated an online training program. Prehired was the subject of a separate Bureau law enforcement action. The Bureau found that Ejudicate engaged in unfair acts and practices in violation of the Consumer Financial Protection Act of 2010 (CFPA) by commencing arbitration proceedings without consumers’ consent. In fact, Ejudicate knew it did not have jurisdiction over Prehired’s claims because none of the income share loans contained an arbitration clause permitting arbitration by Ejudicate. The Bureau also found that Ejudicate committed deceptive acts and practices in violation of the CFPA by misrepresenting Ejudicate’s neutrality, the nature of the arbitration proceedings, and the consequences of consumers’ actions or inactions in the Ejudicate forum. For example, Ejudicate falsely represented itself as a neutral and impartial forum for consumer debt arbitrations and failed to disclose that Ejudicate had financial interests aligned with the creditor, Prehired, which filed the claim against the consumer. Finally, the Bureau found that Ejudicate engaged in unfair acts and practices in violation of the CFPA by unlawfully attempting to bind consumers to Ejudicate’s terms of service and platform rules, which infringed on consumers’ ability to defend themselves against the claims lodged against them. The order permanently bans Ejudicate from arbitrating disputes that concern a consumer financial product or service. The order also prohibits Ejudicate from making misreprese
Financial Education Services Settlement
Financial Education Services
FTC sends checks to eligible people who paid for credit repair services
Invitation Homes Settlement
Invitation Homes
FTC sends checks to eligible people who paid for housing
WealthPress Refunds
WealthPress
FTC sends second payment to people who paid for investment advice
Restoro-Reimage Refunds
Restoro-Reimage
FTC sends checks to people who paid for computer repair services
Pyrex Refunds
Pyrex
FTC sends PayPal payments to people who bought Pyrex glass measuring cups
Mission Hills Federal Refunds
Mission Hills Federal
FTC sends second payment to people who paid for student loan debt relief
AH Media Group Refunds
AH Media Group
FTC sends payments to people who were charged for free trial offers
TD Bank, N.A.
TD Bank, N.A.
On September 11, 2024, the Bureau issued an order against TD Bank, N.A., a national bank headquartered in Cherry Hill, New Jersey. TD Bank furnishes credit information on consumer credit card accounts by sending monthly data files to consumer reporting agencies. TD Bank also furnishes consumer deposit account information to nationwide specialty consumer reporting agencies. The Bureau found that over several years TD Bank repeatedly furnished to consumer reporting agencies information containing numerous systemic errors and that it knew of many of these inaccuracies for a year or more before fixing them. In addition, the Bureau found that, for years, TD Bank failed to conduct reasonable and timely investigations of consumer disputes, including sometimes by not conducting any investigation at all. When TD Bank furnished inaccurate consumer information, it may have negatively affected consumers’ access to credit. Specifically, the Bureau found that with respect to its credit card accounts, TD Bank violated the Fair Credit Reporting Act (FCRA) and its implementing regulation, Regulation V, by failing to promptly correct and update information it furnished to consumer reporting agencies that it determined was not complete or accurate; failing to accurately report consumers’ participation in COVID-19 accommodations programs pursuant to the CARES Act; failing to provide the FCRA-required date of first delinquency on certain delinquent or charged-off accounts; failing to conduct reasonable and timely investigations of consumer disputes, including sometimes by not conducting any investigation at all; failing to properly notify consumers when deeming a dispute frivolous or irrelevant; and failing to establish and implement reasonable written policies and procedures regarding the information furnished to consumer reporting agencies. The Bureau also found that TD Bank’s failure to investigate consumer disputes and decision to divert resources away from investigating disputes to
First American Payment Systems Settlement
First American Payment Systems
The FTC is currently reviewing claims. We will update this page when we have more information.
Next-Gen Refunds
Next-Gen
FTC sends second payment to people who lost money to a sweepstakes scam
New Day Financial, LLC
New Day Financial, LLC
On August 29, 2024, the Bureau issued an order against New Day Financial, LLC (NewDay USA), a nonbank direct mortgage lender headquartered in West Palm Beach, Florida, specializing in offering mortgage loans guaranteed by the United States Department of Veterans Affairs. Since at least 2015, NewDay USA has provided cash-out refinance loans to consumers, including veterans and active-duty members, many of whom had lower than average credit scores and carry consumer debt. Certain states in which NewDay USA offered its cash-out refinances required lenders to complete a borrower “net benefit” analysis worksheet showing the financial benefit of a refinance to a borrower. The Bureau found that NewDay USA engaged in deceptive acts and practices in violation of the Consumer Financial Protection Act of 2010 by consistently misstating in the net benefit worksheets provided to borrowers in North Carolina and Maine up through 2020, and Minnesota up through 2018, how borrowers’ “previous” monthly mortgage payment would compare to the “new” monthly mortgage payment after refinancing with NewDay USA. The order requires NewDay USA to come into compliance and pay a $2.25 million civil money penalty.
Amazon Refunds
Amazon
As the result of the Trump-Vance FTC’s historic $2.5 billion settlement, Amazon began sending claim notices to eligible Prime customers in January 2026.
CarShield Settlement
CarShield
FTC sends checks to eligible people who paid for a vehicle service contract
Legion Media Refunds
Legion Media
FTC sends payments to people who lost money to unauthorized billing schemes
Progressive Leasing Refunds
Progressive Leasing
FTC sends second payment to people overcharged by Progressive Leasing
Blueprint to Wealth Settlement
Blueprint to Wealth
FTC sends payments to people who paid for a business opportunity membership
University of Phoenix Settlement
University of Phoenix
The FTC is sending payments to eligible University of Phoenix students.
Coaching Department Refunds
Coaching Department
FTC sends refunds to people who paid for business coaching
RevMountain Refunds
RevMountain
FTC sends second payment to people who lost money to a deceptive marketing scheme
Arise Settlement
Arise
FTC sends payments to eligible people who worked for Arise
Draper & Kramer Mortgage Corporation
Draper & Kramer Mortgage Corporation
On January 17, 2025, the Consumer Financial Protection Bureau filed a complaint against Draper & Kramer Mortgage Corporation, along with a proposed consent order. The Bureau’s complaint alleged violations of the Equal Credit Opportunity Act (ECOA); ECOA’s implementing regulation; and the Consumer Financial Protection Act of 2010 (CFPA).
Consumer Health Benefits Association Refunds
Consumer Health Benefits Association
FTC sends second payment to people who lost money to a medical discount scheme
Equifax, Inc. and Equifax Information Services LLC
Equifax, Inc. and Equifax Information Services LLC
On January 17, 2025, the Bureau issued an order against Equifax, Inc. and Equifax Information Services LLC (collectively, Equifax), one of the largest consumer reporting agencies in the country. Equifax collects and organizes data on most adult Americans to generate consumer reports, which it sells to creditors and other businesses that evaluate whether to offer consumers loans, jobs, housing, and certain other products. To promote the accuracy and fairness of information in consumer reports, the federal Fair Credit Reporting Act (FCRA) gives consumers the right to dispute incomplete or inaccurate information in their credit file and requires consumer reporting agencies, like Equifax, to forward notice of the dispute to the company that originally provided the information (called the “furnisher”). FCRA also requires consumer reporting agencies to reinvestigate such disputes and remove or correct any inaccurate, incomplete, or unverifiable information. The Bureau found that Equifax violated FCRA, including by failing to properly conduct reinvestigations of disputed information in consumer files; failing to prevent the improper reinsertion of previously deleted information from consumer files; failing to provide adequate written notice to consumers of the results of its reinvestigations; failing to follow reasonable procedures to assure maximum possible accuracy of information Equifax reports on consumers; and failing to block reporting of information consumers identified as resulting from identity theft and to provide appropriate notice when such blocks were declined or rescinded. The Bureau also found that Equifax engaged in unfair acts or practices in violation of the Consumer Financial Protection Act of 2010 by: (1) using ineffective systems, flawed processes, and excessive deference to furnishers to resolve consumer disputes and failing to adequately inform consumers of the results of reinvestigations; and (2) selling inaccurate consumer credit scores and credit
Wise US Inc.
Wise US Inc.
On January 30, 2025, the Bureau issued an order against Wise US Inc., a nonbank remittance transfer provider headquartered in New York, New York. Wise is a subsidiary of Wise PLC, a publicly traded, global electronic money services corporation headquartered in the United Kingdom. Wise offers and provides consumers international money transfer services, known as remittance transfers, in 48 states, the District of Columbia, Guam, the U.S. Virgin Islands, and Puerto Rico. Wise also offers a prepaid product to allow customers to store and receive money in multiple currencies, as well as spend money using an optional, attached debit card. The January 30, 2025 Order resolved the Bureau’s administrative proceeding against Wise US Inc. under 12 U.S.C. §§ 5563 and 5565, for (1) its use of deceptive marketing disclosures relating to ATM fees leading to ATM fee overcharges in violation of the Consumer Financial Protection Act’s (CFPA) prohibition on unfair, deceptive, or abusive acts or practices, 12 U.S.C. §§ 5531, 5536, and (2) its failure to provide disclosures and notices, including change-in-term notices; failure to adhere to error resolution provisions and failure to correct errors; failure to comply with the retention of document requirements; and failure to develop and maintain policies and procedures that are designed to ensure compliance with error resolution requirements in violation of the Electronic Fund Transfer Act (EFTA), 15 U.S.C. §§ 1693 et seq., and its implementing Regulation E, 12 C.F.R. pt. 1005.
American Honda Finance Corporation
American Honda Finance Corporation
On January 17, 2025, the Bureau issued an order against American Honda Finance Corporation (Honda Finance) to address its violations relating to its furnishing of inaccurate consumer reporting information. Honda Finance is a nonbank and the captive automotive finance company for American Honda Motor Co., Inc., which is the sole authorized distributor of Honda and Acura motor vehicles in the United States. Honda Finance’s practices violated the Fair Credit Reporting Act (FCRA), its implementing regulation, Regulation V, and the Consumer Financial Protection Act of 2010 (CFPA). The Bureau found that, during the COVID-19 crisis, Honda Finance allowed consumers to defer payments and promised to continue reporting those consumers to the consumer reporting agencies (CRAs) as current, but instead, reported those consumers as delinquent when they did not make payments during the deferral period, in violation of the Fair Credit Reporting Act (FCRA). The Bureau also found that Honda Finance violated FCRA and its implementing Regulation V by continuing to furnish inaccurate and incomplete information after it determined the information was incomplete or inaccurate; failing to timely complete indirect dispute investigations and report the results of the investigations to CRAs; failing to establish and implement reasonable written policies and procedures regarding the accuracy and integrity of the information it furnished to CRAs; and failing to conduct reasonable investigations of direct disputes and timely report the results to consumers. The Bureau’s order requires Honda Finance to come into compliance with the law, pay $10.3 million in consumer redress, and pay a $2.5 million civil money penalty to the Bureau.
Block, Inc.
Block, Inc.
On January 16, 2025, the Bureau issued an order against Block, Inc. (Block), a nonbank headquartered in Oakland, California which operates Cash App, a mobile payments application through which consumers can send and receive money through peer-to-peer transfers. The Bureau found that for years after the inception of Cash App, Block failed to provide effective customer service for Cash App, including by failing to provide live telephone agents, which prevented consumers from being able to have their financial issues addressed in a proper and timely fashion and resulted in fake customer service lines through which consumers’ information would be stolen, in a manner that was unfair in violation of the Consumer Financial Protection Act of 2010 (CFPA). The Bureau also found that Block failed to take timely, appropriate, and effective measures to prevent, detect, limit, and address fraud on the Cash App platform in a manner that was unfair in violation of the CFPA. The Bureau further found that Block used the card network chargeback process as a substitute for fulfilling its obligations under the Electronic Fund Transfer Act (EFTA) and Regulation E to investigate and resolve disputes about unauthorized transactions in a timely manner in violation of the CFPA’s prohibition on unfair practices. In addition, the Bureau found that Block engaged in deception by misrepresenting that it protected consumers from unauthorized transfers and had a telephone line to report such unauthorized transfers. The Bureau also found that Block failed to comply in multiple ways with the requirements of EFTA and Regulation E, including regarding error resolution. The order requires Block to change its practices to comply with the law, pay at least $75 million in redress to consumers, up to $120 million. The order further requires Block to pay $55 million in civil money penalties.